ANALISIS PERTUMBUHAN DANA PIHAK KETIGA BERDASARKAN PROGRAM LAKU PANDAI DAN INFLASI
Abstract
Tujuan penelitian ini adalah untuk memperoleh bukti secara empiris pengaruh program laku pandai terhadap penghimpunan dana pihak ketiga untuk memperoleh bukti secara empiris pengaruh inflasi terhadap penghimpunan dana pihak ketiga. Penelitian ini menggunakan metode kuantitatif. Jenis dan Sumber Data Jenis data yang digunakan dalam penelitian ini adalah data sekunder, yakni dokumen perusahaan berupa laporan keuangan triwulanan dan annual report perusahaan perbankan yang terdaftar di Bursa Efek Indonesia. Dalam penelitian ini, populasi mencakup seluruh perusahaan perbankan yang terdaftar di Bursa Efek Indonesia periode 2019-2022. Teknik pengambilan sampel dilakukan dengan purposive sampling. Metode analisis data yang digunakan adalah metode regresi liner berganda.
Downloads
References
Ferdinand, & Augusty T. (2006). Metode Penelitian Manajemen. Universitas Diponegoro.
Ghozali, & Imam. (2011). Aplikasi Analisis Multivariate Dengan Program IBM SPSS 19. Universitas Diponegoro.
Iqbal, & Muhammad. (2016). “Peran Laku Pandai Dalam Inklusi Keuangan,.”
Kasmir. (2015). Bank Dan Lembaga Keuangan Lainnya. PT. Raja Grafindo Persada.
Listyani, S., D. S., & Dewi., R. (2023). Dampak Penerapan Branchless Banking pada Perbankan. Prosiding Management Business Innovation Conference (MBIC). 8, 480–495.
Maya Sulistiana, Juliprijanto, W., & Jalunggono., G. (2020). Determinan Penghimpunan Dana Pihak Ketiga Pada Bank Umum Konvensional Di Indonesia Periode 2017-2019. Directory Journal Of Economic., 2.
Nurjannah M. Ali Iskandar. (2017). Analisis Dampak Inflasi Terhadap Penghimpunan Dana Pihak Ketiga Perbankan Syariah Di Kota Lhokseumawe. Jaskape, 1.
Otoritas Jasa Keuangan (OJK). Laku Pandai https://www.ojk.go.id/id/Pages/Laku-
Pandai.aspx diakses 20 Februari 2020
Otoritas Jasa Keuangan (OJK). Siaran Pers: Dorong Inklusi Keuangan di Sumatera Barat OJK Gelar Acara "Elok Laku Pandai Manabuang". https://www.ojk.go.id/id/berita- dan-kegiatan/siaran-pers/Pages/-Dorong-Inklusi-Keuangan-di-Sumatera-Barat-OJK- Gelar-Acara-Elok-Laku-Pandai-Manabuang.aspx diakses 20 Februari 2020
Peraturan Bank Indonesia Nomor 17/11/PBI/2015 tentang Perubahan Atas Peraturan Bank Indonesia Nomor 15/15/PBI/2013 tentang Giro Wajib Minimum Bank Umum dalam Rupiah dan Valuta Asing Bagi Bank Umum Konvensional.
Peraturan Otoritas Jasa Keuangan Nomor 19/POJK.03/2014 tentang Layanan Keuangan Tanpa Kantor Dalam Rangka Keuangan Inklusif.
Sekaran, & Uma. (2014). Metodologi Penelitian Untuk Bisnis (Research Methods for Business). Salemba empat.
Sudarmanto, E., Astuti, A., Kato, I., Basmar, E., Simarmata, H. M. P., Yuniningsih, Irdawati. (2022). “Statistik Perbankan Indonesia.” Statistik Perbankan Indonesia.
Supiah Ningsih Dan Danil Syahputra. (2020). Pengaruh Dana Pihak Ketiga Perbankan Konvensional Dan Dana Pihak Ketika Perbankan Syariah Terhadap Pertumbuhan Ekonomi Indonesia. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah. 5.
Undang-Undang Dasar Negara Republik Indonesia Tahun 1945 Pasal 33 ayat (2) dan (3). Undang-Undang Republik Indonesia Nomor 10 Tahun 1998 tentang Perubahan Atas Undang-
Undang Nomor 7 Tahun 1992 Tentang Perbankan.
Undang-Undang Republik Indonesia Nomor 19 Tahun 2003 Tentang Badan Usaha Milik Negara.
This work is licensed under a Creative Commons Attribution 4.0 International License.
The use of the article will be governed by the Creative Commons Attribution license as currently displayed on Creative Commons Attribution 4.0 International License.
Author’s Warranties
The author warrants that the article is original, written by stated author(s), has not been published before, contains no unlawful statements, does not infringe the rights of others, is subject to copyright that is vested exclusively in the author and free of any third party rights, and that any necessary written permissions to quote from other sources have been obtained by the author(s).
User Rights
JSS's spirit is to disseminate articles published are as free as possible. Under the Creative Commons license, JSS permits users to copy, distribute, display, and perform the work. Users will also need to attribute authors and JSS on distributing works in the journal.
Rights of Authors
Authors retain all their rights to the published works, such as (but not limited to) the following rights;
- Copyright and other proprietary rights relating to the article, such as patent rights,
- The right to use the substance of the article in own future works, including lectures and books,
- The right to reproduce the article for own purposes,
- The right to self-archive the article,
- The right to enter into separate, additional contractual arrangements for distribution of the article's published version (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal (Jurnal STIE SEMARANG).
Co-Authorship
If the article was jointly prepared by other authors, any authors submitting the manuscript warrants that he/she has been authorized by all co-authors to be agreed on this copyright and license notice (agreement) on their behalf, and agrees to inform his/her co-authors of the terms of this policy. JSS will not be held liable for anything that may arise due to the author(s) internal dispute. JSS will only communicate with the corresponding author.
Royalties
This agreement entitles the author to no royalties or other fees. To such extent as legally permissible, the author waives his or her right to collect royalties relative to the article in respect of any use of the article by JSS.
Miscellaneous
JSS will publish the article (or have it published) in the journal if the article’s editorial process is successfully completed. JSS's editors may modify the article to a style of punctuation, spelling, capitalization, referencing and usage that deems appropriate. The author acknowledges that the article may be published so that it will be publicly accessible and such access will be free of charge for the readers as mentioned in point 3.